Having health insurance for your four-legged companion can be just as important as having health insurance for your human family members. It can be a lifesaver!
Owning a pet is a big commitment. It can mean a big financial commitment, too. Much like human health insurance, pet health insurance offers financial protection in the unfortunate event of a medical emergency. By removing financial barriers, your veterinarian can provide the very best care for your pets based on the best medical decisions –not money.
One important difference between pet insurance and most human insurance plans is that pet insurance is a reimbursement program, meaning you will be expected to pay for veterinary services up front, and then be reimbursed by the insurance company later.
How does it work?
When your insured pet becomes sick or injured, you take him to the veterinary hospital for treatment. You then submit your invoice along with the pet health insurance claim form to be reimbursed at a percentage, less your chosen deductible. Pet Insurance helps provide financial peace of mind and can help pet owners with the difficult decision of treatment vs. economic euthanasia.
Is it worth it?
We get it. It can feel strange to pay for insurance when you can’t predict what kind of veterinary care your pet will need in the future. Nobody likes to think about their dog facing a serious injury or illness, but when it comes to your best friend, there’s no such thing as being too cautious.
Pet insurance makes unfortunate, unforeseeable veterinary emergencies easier on your conscience and your wallet.
We have researched the various pet health insurance options on the market, and believe the best option is Trupanion. With Trupanion, you’ll be able to provide your puppy, kitten, dog, or cat the best medical care possible. There are three reasons to choose Trupanion as your pet’s health provider:
- One Simple Plan – Pet health insurance can get pretty complicated when you have to sort through several plans and levels. Trupanion wants to make pet insurance simple and easy to understand. Their comprehensive policy covers surgeries, diagnostic tests, medications, treatments and hospital stays if your pet gets sick or injured. They also reimburse based on your actual veterinary bill so you don’t have to worry about a predetermined benefit schedule.
- 90% Coverage – Trupanion covers 90% of actual veterinary costs for approved accident and illness claims, less the exam fee, taxes, and optional deductible. Full 90% coverage is available at any veterinary hospital, emergency care center or specialty hospital.
- No Payout Limit – With Trupanion, your pet receives unlimited lifetime healthcare coverage. Trupanion does not impose any per incident limits, annual limits, or lifetime limits on the amount of care your pet can receive.
When it comes to making choices about your best friend’s health and comfort, money shouldn’t be a part of the equation. And to help make sure you’re able to do what’s best – without having to worry about what you can afford – consider pet health insurance.